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Your debt agency the telephone business offered this to help keep giving me provides but I think we have actuallyn’t gotten any such thing when it comes to past six months.

Should this come down my credit report any time soon ?

Sara (Financial Obligation Camel) says

Defaults drop your credit record off 6 years following the standard date regarding the personal credit record.

But needless to say your debt collector may opt to head to court for a CCJ, which may then be on the credit score for the next 6 years. When they prompt you to a beneficial offer to stay, accepting it could be a good idea

We don’t concur that We owe the bill stated through the phone business when We did get in touch with them, they couldn’t give further information since they had closed the account and offered it up to a debt agency.

Off my case, would this still not remain for another 6 years if I settle to get them ?

Sara (Financial Obligation Camel) says

maybe you have taken the grievance into the appropriate Ombudsman?

We have a learning pupil loan financial obligation from 1997 which was sold to a DCA around 2015. We have actuallyn’t produced re payment or acknowledged the debt since early ’00s, however the DCA slapped a standard on in 2017 and say that the reason for action’ started then. Does a financial obligation need to be in standard before an underlying cause of action starts?

Sara (Financial Obligation Camel) says

An student that is old-style debt – we suggest you speak with National Debtline on 0808 808 4000 about it. (more…)

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